World Fence News

June 2013

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64 • JUNE 2013 • WORLD FENCE NEWS National Drowning Prevention Month offers opportunity to publicize lifesaving practices continued from page 42 where the key is kept. • Keep anything that can be climbed, such as chairs, tables, storage bins, playground equipment, ice chests, etc. inside the fence area. • All doors providing direct access from the home to the swimming pool should be equipped with a self-closing, self latching device with a release mechanism placed no lower than 54 inches above the floor. For more information on drowning prevention and suitable hardware for use in isolation fencing, visit www.ddtechglobal.com. The National Drowning Prevention Alliance is a volunteer-driven 501(c)(3) nonprofit organization founded in 2004. NDPA members are dedicated to preventing drowning for all age groups in all bodies of water through public education, advocacy and strategic partnerships. The public is invited to join by visiting NDPA.org. The recovery starts locally The Original! Keep focus on your local area LOWBUCK PIPE NOTCHER BY TOM KLAUSEN Made In The USA! The Williams Lowbuck® Notcher features patented upper and lower ram supports and heat-treated tool steel cutters for long life and smooth action. Don't Accept Cheap Imitations That Bind Up! Schedule 40 Notcher Now includes individual male cutters for each size . . . 13⁄8, 15⁄8, 17⁄8 Also Available Size 23⁄8 Cutter Lowbuck Notcher with 13⁄8, 15⁄8, & 17⁄8 inches ....................... $335.00 Cutter Set for 2-21⁄2 inches (23⁄8 inches) ............................ $130.00 Notch, 13⁄8, 15⁄8, 17⁄8 pipe or tubing up to and including Schedule 40 with one machine. The Williams Lowbuck Notcher features patented upper and lower ram supports and heat-treated tool steel cutters for long life and smooth action. This improved machine has been in production in California, USA for over 30 years, with thousands of satisfied customers. For information on the full line of Williams Lowbuck metalworking tools including sheetmetal brakes, rolls, bead rollers, shrinkers and stretchers, tubing benders, flamecutters, and more, write or call for a free fully-illustrated catalog to: WILLIAMS LOWBUCK TOOLS 4175 W. California Ave. – Norco, CA 92860 ALL WILLIAMS LOWBUCK TOOLS ARE 100% SATISFACTION GUARANTEED We ship U.P.S. daily. Call in your order for immediate delivery. VISA PHONE (951) 735-7848 FAX (951) 735-1210 www.lowbucktools.com MC and selection 30 years of super human service Over A B OV E & B E Y O N D Nationwide 800.767.7322 800.223.6879 888.850.5090 855.728.0683 distribu all other controltors of access. products Tampa Los Angeles Dallas Sacramento 7:30AM EST-4:30PM PST ElectronicEntryDistributors.com ALL MAJOR BRANDS & MANUFACTURERS COMPETITIVE PRICING KNOWLEDGEABLE TECH SUPPORT FAST RELIABLE SERVICE & SHIPPING Technically, the Great Recession is now well behind us in the rear view mirror, but you might not know this based on the continued slow growth of the nation's economy. GDP growth during the tepid economic recovery has been far slower than past recoveries and the national unemployment rate remains stubbornly high as well. During times like this, it's important to remember the old adage that "All business is local." Just because the national economic picture isn't rosy doesn't mean that this is the case everywhere — far from it. Some areas of the country are booming economically, as are many industry segments like healthcare and technology. The survey says… A recent survey conducted by Bank of America points out how true this adage is. In the survey, to which 1,003 U.S. small business owners responded, 63 percent said that the majority of their customers are located within their local community. Just 27 percent, meanwhile, said the majority of their customers are located outside their local community, and just three percent said most of their customers are located outside the U.S. Not surprisingly, 75 percent of the respondents said that the local economy plays a more significant role in their business success than the national or global economy. And while just 38 percent said they expect their local economy to improve over the next year, more than half (54 percent) expect their revenue to increase in 2013. The list of small business owners' top concerns also isn't too surprising. Atop the list is "the effectiveness of U.S. government leaders," followed by commodity prices, healthcare costs, consumer spending and the strength of the U.S. dollar. One thing that's interesting is what's not on the list of concerns: access to capital. Seven out of ten owners, in fact, believe they have enough access to capital to effectively run their business. This points to the important role played by local lenders when it comes to helping small businesses grow. Unfortunately, the growing volume of banking regulations coming out of Washington is making it harder for many banks — especially community banks — to make loans to their small business customers. Dodd-Frank and Basel III The Dodd-Frank Wall Street Reform Act has placed higher capital requirements on banks and imposed a greater regulatory burden through new bank disclosure and reporting requirements. In addition, Basel III requires banks to meet minimum capital and equity requirements, which some experts fear may limit banks' ability to make loans to qualified small business borrowers. Fortunately, options do exist for small businesses that are financially challenged. Asset-based lenders are an excellent temporary source of financing for businesses that are pre-bankable, non-bankable, working through a turnaround, or simply growing so fast that traditional financing does not work. Fortunately, options do exist for small businesses that are financially challenged. Asset-based lenders are an excellent temporary source of financing for businesses that are pre-bankable, non-bankable, working through a turnaround, or simply growing so fast that traditional financing does not work. These solutions typically include asset-based term loans, accounts receivable (A/R) financing, factoring and purchase order financing. With bank underwriting guidelines getting tighter, asset-based lenders in many cases are the perfect solution to help plug financing gaps that many companies are experiencing right now. Manufacturers and distributors and B2B service companies are continued on page 66

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