Overdrive

December 2014

Overdrive Magazine | Trucking Business News & Owner Operator Info

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BUSINESS December 2014 | Overdrive | 23 The health-insurance exchanges set up under the Affordable Care Act last year are back under an open enroll- ment period that will last through Feb. 15. To begin coverage Jan. 1, enrollees are encouraged to apply for a health plan through the exchanges by Dec. 15. Now is also the time to revise cov- erages or change plans for those who purchased a plan last year through the federal exchange at HealthCare.gov or one of the state exchanges. The same Dec. 15 deadline applies for such changes to be effective Jan. 1. For Owner-Operator Independent Drivers Association members, the organization has established its pri- vate OOIDA Members Healthcare Exchange (ooida.com; 800-715-9369 ) to assist members with plan selection through the enrollment period. Likewise, the National Association of Independent Truckers, partner- ing with Connected Health, hosts a Truckers Insurance Exchange (tie. connectedhealth.com; 877-270- 8417) geared toward owner-opera- tors and able to help in navigating the public exchanges. CON-WAY TRUCKLOAD announced a partnership with the U.S. Chamber of Commerce Foundation's Hiring Our Heroes program and its truck- ing industry technology partner, Fastport, to increase its veteran hires throughout 2015. About 16 percent of Con-way Truckload's employees are military ser- vice veterans, including members of the National Guard and Reserve. LOVE'S opened a new stop in Columbus, Miss., at the intersection of U.S. Highway 82 and State Highway 50. The stop, open 24 hours a day, has a Chester's Chicken, RFID cardless fueling technology, CAT scales and more. CAT SCALE'S Weigh My Truck applica- tion now is available on iOS and Android plat- forms. The app is designed to allow drivers to weigh their truck, pay for the transaction via PayPal and get the weights displayed on a smartphone without leaving the cab. The app also will e-mail a PDF-copy scale ticket or weight information via text file. INTERNET TRUCKSTOP released a rebuilt version of its ITS Trucker app, available on iOS and Android platforms. App users will be able to set preferences for searching and posting. A new "Get me Home" feature finds loads near a user's current location that need to be hauled to their home base. PARTNERS IN BUSINESS TIP: LENGTH OF TRUCK LOANS The ideal loan term for a three- year depreciable asset like a heavy-duty truck is three or four years. During that time, you can reap the tax benefits of deprecia- tion to maximize the affordability of the monthly payments on a stable basis. However, the shorter the term, the less you'll pay in interest over the loan's life. The Partners in Business program is produced by Overdrive and the consultants at ATBS, the nation's largest owner-operator business ser- vices firm. It is sponsored by Ryder and Goodyear Smart Fleet. States operating their own exchanges California: CoveredCA.com, (800) 300-1506 Colorado: ConnectforHealthCO.com, (855) 752-6749 Connecticut: AccessHealthCT.com, (855) 805-4325 District of Columbia: DCHealthLink.com, (855) 532-5465 Idaho: YourHealthIdaho.org, (855) 944-3246 Kentucky: KYEnroll.KY.gov, (855) 326-4650 Maryland: MarylandHealthConnection.gov, (855) 642-8572 Massachusetts: MAHealthConnector.org, (877) 623-6765 Minnesota: MNSure.org, (855) 366-7873 New Mexico: MyNMHC.org, (877) 769-6642 New York: NYStateofHealth.NY.gov, (855) 355-5777 Rhode Island: HealthSourceRI.com, (855) 840-4774 Vermont: HealthConnect.Vermont.gov, (855) 899-9600 Washington: WAHBExchange.org, (855) 923-4633 Federal exchange states HealthCare.gov, (800) 318-2596 IN BRIEF OBAMACARE DEADLINES AT HAND

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