Brava

May 2011

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TO DO Natura Clean LLC TA DA! Home Equity Line of Credit as low as Rates * Quality, professional home and commercial cleaning using all-natural, non-toxic and biodegradable products. A clean home, a clean world. Naturally. Safe for you, your family, your pets, and the environment Contact us for a free estimate. (608) 215-6737 info@naturaclean.com www.naturaclean.com A SMILE CAN CHANGE A LIFE Dentistry by Dr. Jay Hazen With a Home Equity Line of Credit from Summit you’ll get a great rate, pay no annual fee and have quick access to your money. Apply today! Do more. Start here. SummitCreditUnion.com 608-243-5000 | 800-236-5560 $15,000 of your auto, home equity or personal loan erased! One lucky person will get just that! See us for details. dentistryformadison.com 608-251-8790 413 W. Washington, Downtown Madison Your smile is too important to entrust to just anyone. * APR is Annual Percentage Rate. The 4.00% APR is our best rate based on creditworthiness, a loan to value (LTV) of 80% and prime - 1.00%, with a minimum APR of 4.00%. Rates are subject to change monthly. The APR is variable and based on the prime rate from the Wall Street Journal Midwest Edition effective as of the 25th day of the previous month. The prime rate as of March 25, 2011 was 3.25%. The maximum APR is 15.00% or the maximum permitted by law, whichever is less. The minimum APR is 4.00%. Your rate will be based on your LTV ratio and your creditworthiness. Minimum loan amount is $5,000. For loans $250,000 or more, an appraisal is required. For loans under $250,000, closing costs range from $210 to $310, unless an appraisal is required. Appraisal fee is generally $355 - $455. Property insurance is required. 10 BRAVA Magazine May 2011 Meet Dr. Jay Hazen, Madison’s most trusted source for aesthetic dentistry for over 18 years. From teeth whitening to a complete smile makeover, Dr. Hazen specializes in helping people like you rediscover the confidence to smile with a variety of services including aesthetic and reconstructive surgery. Call today for a free consultation. LVI Preferred Dentist Member American Academy of Cosmetic Dentistry “It’s art, technique and expertise. Want to love your smile? Call today.” Dr. Jay Hazen INVISALIG N

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