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President & Publisher . . . . . . . . . . . . . . . . . . . . . . .Jim Visser STAFF Office Manager & Associate Editor . . . . . . . . . . . . .Shelia Stiner Circulation Manager . . . . . . . . . . . . . . . . . . . . . . . .Shirley Visser Photography . . . . . . . . . . . . . . . . . . . . . . . . . . . .James Visser, Jr. National Modular Sales Consultant . . . . . . . . . . .Melissa Bishop Contributors Political And Associations . . . . . . . . . . . . . . . . . . . . .Mark Weiss MH Association for Regulatory Reform Development Finance, Marketing & Retailing . . . . . . . .Ed Hicks Communications Consultant . . . . . . . . . . . . . . . . .Bruce Savage Sales Marketing . . . . . . . . . . . . . . . . . . . . . . . . . . .John Graham Modular Consultant . . . . . . . . . . . . . . . . . . . . . . . . . .Scott Stroud Community Consultant . . . . . . . . . . . . . . . . . . . . . . . .Frank Rolfe Community Law . . . . . . . . . . . . . . . . . . . . . . .Hart King Law Firm Volume 36 Issue 9. THE JOURNAL is sent monthly. All rights are reserved. Permission to reprint given only upon written request. The Journal is solely owned and operated by J & S Publishing Inc. and is not affiliated with or run by any outside organization. It is solely supported by advertising and is dis- tributed to industry related businesses throughout the United States. Any questions or comments should be forwarded to Jim Visser, President and Publisher at 706-655-2333. POSTMASTER: Send address changes to THE JOURNAL, P.O. Box 288, Manchester, GA 31816. E-Mail: news@journalmfdhousing.com Web Page: www.journalmfdhousing.com Mailing Address: P.O. Box 288 Manchester, GA 31816 Shipping Address: 1069 Judson Bulloch Road Warm Springs, GA 31830 THE SEPTEMBER 2016 VOL. 36 NO. 9 J OURNAL c o n t e n t s financial focus 2016 This issue features financial companies and the programs they offer. 6 mharr viewpoint Mark Weiss discusses unnecessary regulation threatens to destroy the American Dream. 14 louisville show Find out the details of the upcoming show in January 2017. 15 community consultant Frank Rolfe discusses the rivalry of MHCs and apartment complexes. 20 marketing consulant Scott Stroud discusses if you want consistent results, develop your systems. 24 sales marketing John Graham discusses how to mess up a business without breaking a sweat. 26 community law Jonathan Bond discusses Section 8 Vouchers for Manufactured Housing. 28 get it quick Find out contact information for our advertisers. 29 classified section Find items for sale, job opportunities, plus much more. 30 The ONLY Monthly Industry Magazine! Don't Miss Out... Reserve your ad space now. Call 706-655-2333 The Magazine For Manufactured & Modular Housing Professionals September 2016 The Magazine For Manufactured & Modular Housing Professionals THE OURNAL J Financial 2016 Featuring: 21st Mortgage, Capital One, Hunt Mortgage, Maverick, Monroe & Giordano, Pillar, Security Mortgage, Tremont, Wells Fargo