Issue link: https://read.dmtmag.com/i/88465
CHECK YOUR DESIGNATED BENEFICIARY We recommend that everyone check their benefi ciary designation regularly. • Make sure the benefi ciary named on your certifi cate is still living. • Make sure the benefi ciary named is the person you wish to receive the proceeds on your certifi cate. If you need to verify the benefi ciary designation on your certifi cate call the Home Offi ce at 1-800-344-6273. Let us give thanks! ANNUITIES FIXED-RATE1 SINGLE AND FLEXIBLE PREMIUM ANNUITIES PRODUCTS / FEATURES MAY NOT BE AVAILABLE IN ALL STATES. INTEREST RATES EFFECTIVE 9/1/122 : DEFERRED QUALIFIED AND NON-QUALIFIED ANNUITIES 7-Yr 1st-Yr Interest Rate $50,000+ premium 1st-Yr Interest Rate $300- $49,999 premium 10-Yr 1st-Yr Interest Rate $50,000+ premium 1st-Yr Interest Rate $300- $49,999 premium Single Premium 7-Yr Surrender 3.50%3 interest rate 3.00%3 interest rate Single Premium 10-Yr Surrender4 5.25%3 interest rate 3.00%3 interest rate Flexible Premium 7-Yr Surrender 3.50%3 interest rate 3.00%3 interest rate Flexible Premium 10-Yr Surrender4 5.25%3 interest rate 3.00%3 interest rate 3.00% interest rate: current rate on in force certifi cates after the fi rst year. 3.00% interest rate: minimum guaranteed rate. IMMEDIATE ANNUITY 3.00% interest rate: on new certifi cates. 1-THE RATE IN EFFECT ON THE CERTIFICATE ISSUE DATE ANNIVERSARY IS THE RATE EARNED FOR THE NEXT 12 MONTHS. 2-THESE RATES ARE SUBJECT TO CHANGE AT ANY TIME. 3-INTEREST RATE GUARANTEED FOR THE FIRST YEAR. 4-ISSUE AGE 0-59 ON 10-YR ANNUITY. FOR HOME OFFICE SALES: 800.344.6273 x210 CA, IL, IN, MI, MT, OH, OR, WA, WI 800.344.6273 x234 CO, IA, KS, MN, MO, NE, ND, SD Fall 2012 — www.ncsf.com 27 ——— NEW RATES ——