National Catholic Forester

Notice of Privacy Policy This notice summarizes the privacy policy and information practices of National Catholic Society of Foresters (the "Society"). In order to underwrite and administer your insurance coverage and other programs and benefits the Society may collect certain nonpublic personal information about you. This may include information such as your name, age, residence, marital status, social security number, employment information, medical information, health history, avocations, and other personal characteristics. We collect most information from you but we may obtain information from other sources such as medical professionals, employers, or business associates. In some cases we may ask an insurance support organization to collect information and submit an investigative consumer report to us. That organization may retain a copy of the report and may disclose its contents to others for whom it performs services. It is our policy to collect the minimum amount of nonpublic personal information necessary. The Society maintains the highest level of confidentiality concerning your nonpublic personal information, including electronic data. Employees of the Home Office have been trained to protect such information, and are required to comply with our established policies and procedures. We maintain physical, electronic, and procedural safeguards to protect your personal information from being accessed by unauthorized persons. We do not share your information with other organizations except as permitted by law. For example we may share your information with other individuals or organizations to help underwrite your insurance, process applications or administer claims, help detect fraud or criminal activity, or assist us in providing benefits to you as a part of your membership. We may also share your information with sales agents and independent brokers who are authorized by the Society; to marketing organizations or mailing companies to assist us in communicating with and providing service to you. We may also be required to comply with an information request by a government entity or regulator. If we need to share your nonpublic personal information with an affiliated institution or any third party non-affiliates, we require that they provide the same level of confidentiality and protection. We do not sell lists of names and addresses of our members to any vendor for goods or services. Our privacy policy also extends to former members who no longer have coverage with the Society. We may share personal information such as names, addresses, and Court function photos, with our related fraternal Courts for fraternal purposes (such as sending you information about Court meetings and events, volunteer activities, the National Catholic Forester magazine, etc.). Keeping your information accurate and up-to-date is very important to us. If you determine that any information we have for you is incorrect, please contact us so that it may be corrected. Summer 2018 — www.ncsf.com 31 CHECK YOUR DESIGNATED BENEFICIARY We recommend that everyone check their beneficiary designation regularly. • Make sure the beneficiary named on your certificate is still living. • Make sure the beneficiary named is the person you wish to receive the proceeds on your certificate. If you need to verify the beneficiary designation call the Home Office at (800) 344-6273. Your Information Is Safe Protec ng your privacy is very important to the Na onal Catholic Society of Foresters. The Society maintains the highest level of confiden ality concerning your cer ficate informa on with the NoTICE oF PRIvACy PolICy (at right). Our Customer Care Representa ves have been trained to protect such informa on and are required to comply with our established policies and procedures. We will only give informa on on a cer ficate to the insured (or the owner, if different than insured). Please review your cer ficate under the "Control Sec on" or any endorsements to see who owns the cer ficate.

• Cover