Issue link: http://read.dmtmag.com/i/620610
Winter 2016 — www.ncsf.com 23 Roth IRA Contribution Limits for 2016 The income limits for determining how much you can contribute to a Roth IRA have increased for 2016. Consult your tax advisor or go to the IRS website, www.irs.gov, to fi nd out what limits may apply to you. PRODUCTS / FEATURES MAY NOT BE AVAILABLE IN ALL STATES. 1- ICC12FPDA, 12FPDA (SD), 12FPDA MT, 12FPDACA, 12FPDAND, ICC12SPDA, 12SPDA (SD), 12SPDA MT, 12SPDACA, 12SPDAND. 2- THE RATE IN EFFECT ON CERTIFICATE ANNIVERSARY IS EARNED FOR THE NEXT 12 MONTHS. 3- FIRST YEAR INTEREST RATE GUARANTEED FOR 1 YEAR. 1.16AD- ANN NCSF ANNUITIES FIXED-RATE ANNUITIES 1,2 SINGLE AND FLEXIBLE PREMIUM ISSUE AGE 0-80 3.00% RENEWAL RATE 1.50% guaranteed minimum interest rate. Rates subject to change. Call Today! SALES SUPPORT 800-344-6273 X234 7-YEAR SURRENDER 3.50% fi rst year interest rate 3 with a $300-$49,999 premium 4.00% fi rst year interest rate 3 with a $50,000+ premium 10-YEAR SURRENDER 3.75% fi rst year interest rate 3 with a $300-$49,999 premium 4.15% fi rst year interest rate 3 with a $50,000+ premium PROMO CODE: NEW1 Start the New Year Right! IMAGES DESIGNED BY FREEPIC 2016 CONTRIBUTION LIMITS – ROTH IRA IF YOUR FILING STATUS IS... And Your MAGI 2 Is... Then You Can Contribute... Married fi ling jointly or qualifying widow(er) < $184,000 up to the limit > $184,000 but < $194,000 a reduced amount > $194,000 zero Married fi ling separately and you lived with your spouse at any time during the year < $10,000 a reduced amount > $10,000 zero Single, head of household, or married fi ling separately and you did not live with your spouse at any time during the year < $117,000 up to the limit > $117,000 but < $132,000 a reduced amount > $132,000 zero Information taken from www.irs.gov/Retirement-Plans 2- Modifi ed Adjusted Growth Income (MAGI).