Issue link: https://read.dmtmag.com/i/235251
Do you want low rates or cash back? ! With Summit you get both Transfer your credit card balance anytime between Jan 6 and March 8, 2014 and get a 2.9%APR intro rate for 12 months1. You'll earn 0.5% cash back on purchases you make Jan 6 - July 31, 20142. You can even earn great rewards for travel, dining and more! With Summit's credit cards you'll always get: • Low non-variable interest rate with no penalty rate3, 4 • No annual or balance transfer fees • Low cash advance and international transaction fees • Local service — you talk directly to us • Choice between two great credit card options: VISA Platinum3 or VISA Platinum Rewards4 2.9%APR intro rate1 for 12 months and cash back is just the beginning. Get yours at Summit today! SummitCreditUnion.com 608-243-5000 | 800-236-5560 1 APR is ANNUAL PERCENTAGE RATE. The monthly periodic rate for our Visa programs for balance transfers is 0.2417% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 2.9% 19.9%. Introductory APR for balance transfers will end on March 20, 2015 for balance transfers made between January 6, 2014 until March 8, 2014. For qualifying members, the introductory APR on existing balances will increase to the non-discount rate on the first day of the billing cycle. The 2.9% balance transfer rate is for credit scores 650 and above. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Current Summit loan and credit card balances are not eligible for the balance transfer promotion rate. Promotion ends March 8, 2014. 2 Earn 0.5% cash back on net purchases through July 31, 2014. The cash back amount will be credited to your credit card balance no later than August 31, 2014. Cash back offer is for new credit card accounts only, opened from January 6, 2014 through March 8, 2014. The cash back amount is based on purchases (less returns) and does not include balance transfers or cash advances. 3 The regular monthly periodic rate for our Visa Platinum program for purchases, balance transfers and cash advances is 0.8250% - 1.4917%% which is an ANNUALPERCENTAGE RATE of 9.9% - 17.9%. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. JANUARY 2014 | bravamagazine.com 1 4 The regular monthly periodic rate for our Visa Platinum Rewards program for purchases, balance transfers and cash advances is 0.9917% - 1.6583%, which is an ANNUAL PERCENTAGE RATE of 11.9% - 19.9%. Actual rate is based on multiple criteria, including, but not limited to, credit-worthiness factors, current market conditions, and other factors that the credit union, in its discretion, believes are relevant in determining the appropriate APR. Plus earn one point for every dollar purchased to earn Scorecard Rewards.