National Catholic Forester

Fall 2016

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ANNUITY VS. CD Compare the returns on an initial deposit of $100,000. NCSF Annuities offer 4% FIRST YEAR RATE and 2.25% RENEWAL RATE! 5-Year Return INTEREST RATE RETURN TAXABLE? CUMULATIVE INCOME TAXES NET RETURN 7-YR ANNUITY 5 1st Yr: 4.00%, 7-Yr 1 2nd-5th Yr: 2.25% 7-Yr 4 $13,680.67 Tax Deferred $0 $13,680.67 5-YR CD .80% 2 , 5-Yr $4,064.51 Fully Taxable $1,016.12 3 $3,048.39 THE ANNUITY ADVANTAGE $10,632.28 1-Year Return 1ST YEAR INTEREST RATE RETURN TAXABLE? CUMULATIVE INCOME TAXES NET RETURN 7-YR ANNUITY 5 4.00%, 7-Yr 1 $4,000.00 Tax Deferred $0 $4,000.00 5-YR CD .80% 2 , 5-Yr $800.00 Fully Taxable $200.00 3 $600.00 THE ANNUITY ADVANTAGE $3,400.00 320 S. SCHOOL ST. MOUNT PROSPECT, IL 60056 800-344-6273 Or request a local producer at www.ncsf.com/request_agent.asp 9.16AD2-ANNCD PRODUCTS / FEATURES MAY NOT BE AVAILABLE IN ALL STATES. RATES EFFECTIVE 4/1/16 SUBJECT TO CHANGE. 1- 1ST YEAR GUARANTEED INTEREST RATE 4.0% ON DEPOSITS OF $50,000+. 2- 5-YEAR CD NATIONAL AVERAGE AS OF 9/7/16 (BANKRATE, INC.). 3- BASED ON 25% TAX RATE. 4- CURRENT RENEWAL RATE 2.25%; 1.5% GUARANTEED MINIMUM INTEREST RATE. 5- ICC12FPDA, ICC12SPDA, 12FPDA, 12SPDA, 12FPDAND, 12SPDAND, 12FPDA MT, 12SPDA MT, 12FPDACA, 12SPDACA

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