Outdoor Power Equipment

September 2016

Proudly serving the industry for which it was named for more than 50 years, Outdoor Power Equipment provides dealers who sell and service outdoor power equipment with valuable information to succeed in a competitive market.

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www.outdoorpowerequipment.com OUTDOOR POWER EQUIPMENT SEPTEMBER 2016 35 Talk to your Distributor about all the advantages of being a Pro Goat Dealer! Or Call: 1-800-776-7690 www.billygoat.com Take the chore out of the chore with Billy Goat! Dealer Benefits: 1. Increase and drive Fall sales 2. Clear year end inventory 3. Support merchandising program 4. Provide additional incentive for Debris Loader program Easy as 1-2-3! SEE our complETE linEup aT GiE BooTh # 10168 & 7340D! $125 origination fee included for commercial customers in loan amount. $50 origination fee for consumer customers. Min. of $1,500 financed. Dealer participation applies to 1, 2 & 3 year programs. *Prepay at the end of 6 months or 9.99% rate for 36 months apply (commercial only). 6 Mo. / 0% 6 months no pay, 0% interest and $0 down!* 1 Yr. / 1.99% 12 months, 1.99% interest and $0 down! 2 Yr. / 2.99% 24 months, 2.99% interest and $0 down! 3 Yr. / 3.99% 36 months, 3.99% interest and $0 down! Billy Goat retail Financing: Easy as 1-2-3 this Fall! increase same store sales up to 30% etail Financing: Easy as 1-2-3 this Fall! increase same store sales up to 30% ProGoat9-16.indd 1 6/27/16 10:53 AM Education is one of the greatest gifts you can give a child. Leverage the savings vehicles available to help fi nance up-front education costs and make your child's school dreams come true. SOURCES/DISCLAIMER: 1 Trends in College Pricing 2015 (Accessed May 2016): http://trends.collegeboard.org/ sites/default/fi les/2015-trends-college-pricing-fi nal-508.pdf 2 Council for American Private Education Facts and Studies (Accessed May 2016): http://www.capenet.org/facts.html An investor should consider the investment objectives, risks, and charges and expenses associated with 529 plans and municipal fund securities before investing. More information about municipal fund securities is available in the issuer's offi cial statement — the 529 Plan Program Disclosure — which is available from your Financial Advisor. It should be read carefully before investing. Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the plan's investment options and the historical investment performance of these options, the plan's fl exibility and features, the reputation and expertise of the plan's investment manager, plan contribution limits and the federal and state tax benefi ts associated with an investment in the plan. Some states, for example, offer favorable tax treatment and other benefi ts to their residents only if they invest in their state's own Qualifi ed Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. If you'd like to learn more, please contact Brad Stanek at (312) 648-3381 or brad.stanek@ms.com. The author(s) and/or publication are neither employees of nor affi liated with Morgan Stanley Smith Barney LLC ("Morgan Stanley"). By providing this third- party publication, we are not implying an affi liation, sponsorship, endorsement, approval, investigation, verifi cation or monitoring by Morgan Stanley of any information contained in the publication. The opinions expressed by the authors are solely their own and do not necessarily refl ect those of Morgan Stanley. The information and data in the article or publication has been obtained from sources outside of Morgan Stanley, and Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan Stanley. Neither the information provided nor any opinion expressed constitutes a solicitation by Morgan Stanley with respect to the purchase or sale of any security, investment, strategy or product that may be mentioned. Article written by Wealth Management Systems, Inc. and provided courtesy of Morgan Stanley Financial Advisor Brad Stanek. Brad Stanek may only transact business, follow up with individualized responses, or render personalized investment advice for compensation, in states where he is registered or excluded or exempted from registration, http://www. morganstanleyfa.com/thestanekgroup/. © 2016 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 1524300 06/16 Brad Stanek OPE

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