National Catholic Forester

Spring 2013

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sh! pla S THE OR 2013 F Dividends!! Now Paid On SINGLE PREMIUM WHOLE LIFE SINGLE PREMIUM WHOLE LIFE INSURANCE (SPWL)1 certificates purchased since March 1, 2013 will receive dividends that can be used to purchase additional paid-up insurance, left to accumulate at interest, taken in cash, or make a payment against a loan. FULLY PAID FROM THE DATE YOUR CERTIFICATE IS ISSUED Single Premium Whole Life Insurance is similar to traditional whole life with one important difference – your certificate is paid-up with your initial single premium. You will have full coverage for life, with no additional premiums! The cash deposited in an NCSF SPWL insurance certificate also grows more quickly because the policy is fully funded from the very beginning and now because SPWL earns a generous annual dividend. SPWL certificates provide you with an important wealth transfer tool to take care of your dependents after you are gone with funds that are tax-free. Compare that benefit with annuities that are taxed in whole or part. It can also provide living benefits for unexpected expenses that can take you by surprise through a certificate loan or withdrawal of the dividends. Call your NCSF life insurance producer or the Home Office sales department at 1-800-344-6273 for real-life examples of how SPWL can leverage your premium dollars and grow in value! Products/features may not be available in all states. 1- 07CE-SPWL, 07CE-SPWL (Rev 7/08), 07CE-SPWL (Rev 7/09) w/09EN-SPWL-MT, 07CE-SPWL-IL, 07CE-SPLEN-IN. 3.13AD-SPWL National Catholic Society of Foresters • 320 S. School Street, Mount Prospect, il 60056-3334 –Serving Catholic Families Since 1891– www.ncsf.com

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