Issue link: http://read.dmtmag.com/i/74535
NCSF Life Insurance Certificates FOR CHILDREN WHOLE LIFE1 FEATURES • Level Death Benefi t • Coverage for your lifetime • Builds cash value • Available for newborns and up • $5,000 minimum face amount • Guaranteed Insurability Rider available 20-PAYMENT LIFE2 (WL-20P) FEATURES • Features same as Whole Life but pay premiums for just 20 years BENEFITS • The coverage and premium you agreed upon will not change – ever! • Coverage never expires as long as you pay your premium. • A built-in savings feature with cash you can access when needs arise. • Start the coverage as soon as you like. • Enables you to keep the costs low during the early years. • Peace of mind knowing you can purchase additional coverage when you need it – Guaranteed! BENEFITS • Shorter premium payment period saves you money in the long run. SINGLE PREMIUM WHOLE LIFE3 FEATURES • Features same as Whole Life and 20-Payment Life but pay with one initial premium. (SPWL) BENEFITS • Substantial premium savings. If purchased by a parent or grandparent the insured never has to pick up premium payments. START SMART ... TERM TO 254 FEATURES • Available for ages 0 to 18 • Single premium of $125 or $250 purchases term coverage of $10,000 or $20,000 in effect to age 25. • Just 2 health-related questions and no medical exam. • Convertible to permanent coverage after 7 years up to age 25. (SS) BENEFITS • A plan developed by NCSF for children with the needs of parents in mind. • Two low-cost options that buy substantial coverage with full membership benefi ts. • Your coverage can begin just days from the time you submit an application. • Guaranteed conversion to any of the above permanent plans means you will always have coverage even when unexpected medical conditions arise. Products/features may not be available in all states. 1- Form 08CE-WL . 2- Form 08CE-WL-20P. 3- Form 07CE-SPWL. 4- Form 07SSB; Form 07SSB2; Form 07SSB3. Summer 2012 — www.ncsf.com 29 (WL)