Vineyard & Winery Management

September/October 2014

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©2014 Mitsubishi UFJ Financial Group, Inc. All rights reserved. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A., Member FDIC. Not a commitment to lend. Financing subject to credit and collateral approval. Other restrictions may apply. Terms and conditions subject to change. unionbank.com Elizabeth Karbousky 925-947-2446 Wine Industry Services Peter Sitov 925-947-2425 James Barrett 707-968-9514 We know just how unpredictable the wine industry can be. A bad April frost can ruin a crop. Demand can rise and fall. Equipment can break down. Or opportunities can arise to expand acreage and capacity. Fortunately, Union Bank ® has a long-standing relationship with the wine industry. We realize you need a nimble financial partner that can quickly provide flexible loan terms and treasury management services—when you need them most. We also look well beyond the seasons to help ensure your business is prepared for future growth. Contact one of our financial specialists below to get started. Or visit unionbank.com/wine to learn more about our wine industry experience. unionbank.com/wine A member of MUFG, a global financial group

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