Proudly serving the industry for which it was named for more than 50 years, Outdoor Power Equipment provides dealers who sell and service outdoor power equipment with valuable information to succeed in a competitive market.
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www.outdoorpowerequipment.com OUTDOOR POWER EQUIPMENT OCTOBER 2016 31 Time to rake in the sales. Time to rake in the sales. Yard Card and Yard Card Plus – consumer and commercial revolving credit programs In-store financing with the Yard Card and Yard Card Plus gives your customers the ability to make the great outdoors even greater. This fall, give the people what they want: customized in-store financing. • Helps your customers grow their buying power • Dedicated support & marketing resources for improved customer loyalty • Unparalleled customer service Find out how Yard Financing from TDRCS can help grow your business and put your products in more customers' hands. Go to TDRCS.com/OPE or visit us at the GIE+Expo, Booth 8164. TD Retail Card Services is a division of TD Bank, N.A. © 2016 TD Bank, N.A. SOURCES/DISCLAIMER: By law, some IRAs may not be consolidated. Clients should consult their personal legal advisor. Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC ("Morgan Stanley"), its affi liates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not "fi duciaries" (under the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in a written agreement with Morgan Stanley. Individuals are encouraged to consult their tax and legal advisors regarding any potential tax and related consequences of any investments made under an IRA. This article does not address state and local income taxes. The state and local income tax treatment of your retirement account, as well as the contributions to it and the distributions from it may vary based on your state of residence. You should consult with and rely on your own independent tax advisor with respect to such. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual fi nancial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives. Diversifi cation does not ensure a profi t or protect against loss in declining fi nancial markets. If you'd like to learn more, please contact Brad Stanek at (312) 648-3381 or brad.stanek@ms.com. Article provided courtesy of a Morgan Stanley Financial Advisor. The author(s) are not employees of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). The opinions expressed by the authors are solely their own and do not necessarily refl ect those of Morgan Stanley. The information and data in the article or publication has been obtained from sources outside of Morgan Stanley, and Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan Stanley. Neither the information provided nor any opinion expressed constitutes a solicitation by Morgan Stanley with respect to the purchase or sale of any security, investment, strategy or product that may be mentioned. Brad Stanek may only transact business in states where he is registered or excluded or exempted from registration (http://www.morganstanleyfa. com/thestanekgroup/). Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Brad Stanek is not registered or excluded or exempt from registration. © 2016 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 1330438 [10/15] Brad Stanek OPE